At the centre of financial planning and wealth management is where your money is saved and/or invested and what return on investment it is earning for you. Managing investments is a major endeavor requiring a good understanding of the market place, time value of money, portfolio development and management, knowledge of the local, regional and the offshore financial markets as well as reliable sources of financial information.
In addition to this, is the investment horizon, risk appetite, goals and objectives. A well thought out savings and investment plan will help you take care of your short and long-term needs, be it saving to purchase an asset, saving for retirement and children’s college fees or just investing you money for capital appreciation.